What Happens When a Nigerian Loan App Reports You to a Credit Bureau?

Introduction With the advent of loan apps in Nigeria, loan borrowing has become far easier than ever before. No collateral, no extensive paperwork and no guarantor needed. It is funnily much easier to default on loan repayment as you ignore phone calls and messages, spamming their phone numbers on truecaller, not being intimidated by their […]

How to Recover Financially After Defaulting on a Loan

Introduction While some, if not many, take loan with the intention of defaulting, tagging phone numbers of loan companies as “scammers” on truecaller, there are a few responsible borrowers whose intention is not to default ab initio. To these, defaulting on a loan can be stressful and emotionally draining. They often experience fear, shame, anxiety […]

Common Myths About Insurance in Nigeria—Exposed

“When disaster strikes, many people rely on family, friends, or church members to raise funds in Nigeria. But how long can that model last in a country where everyone is also battling rising costs? Insurance is not un-African, it’s the structured version of that same communal support.” Why then do people avoid insurance? Shall we […]